Work From Home Investing

Stocks only go UP! Right!?!

This is a different topic for The Wry Eye, but I thought I’d share one of the silly things I’m playing with during my work from home experience: investing! Investing & weigh-loss have a lot in common. Both require dedication, patience, & a proven methodology. I can only hope I’ll do better with investing than with my recent weight-loss efforts, or I’ll be in real trouble! 😜
If you do some investing, let me know. Maybe we’ll swap more stories on this subject.

During the early stage of the pandemic restrictions, I moved a small, professionally managed portfolio into a self-directed account. I meant to do it years ago, but I never got around to it. The market slump in March woke me up. Unfortunately, it took weeks to get my money moved across, so I missed buying the lows. By the time I got to trade, things were on the way back up & I was too scared to invest it all at once! I worked it back into the market over the next several months.

My returns over the over past six months beat the advisor’s by a chunk. That sounds great, but it wasn’t very much money to begin with, so we’re not talking early retirement here. To be fair, the advisor had been working within my very conservative guidelines. And I got what you might expect from that guidance: very conservative returns. I have no idea why my guidelines were so conservative. And that’s the story of my investing history; half the time, I have no idea what I’m doing, nor why I’m doing it that way! My recent success was even more surprising because I was not buying the high-flying, stay-at-home, rampant tech stocks. I made most of my returns with pretty conservative stocks & boring ETFs. And now, it was all with lower fees.

I got so cocky about it all that I used a tiny portion to bet on small oil stocks, precious metals ETFs, & Bitcoin! Believe it or not, I made money on most of those too. Yes, I had a few losses, but mostly I was winning. I wondered what would happen if I did this with my real savings? Would I crush it? Maybe early retirement really was in the cards!?!
And right there, I knew it was time to stop! I sold off the stuff I didn’t understand & put the proceeds into a boring ETF.

Now that I’m an expert investor (πŸ™„πŸ˜œπŸ˜), I’ve started “educating” my kids!

It’s funny how some things are falling into different perspectives during the pandemic. I am fortunate to still have a job, but none of us knows what happens next. I’m building a list of those things I’ve left long undone. This could be a great opportunity to get some of those tasks ticked off the list.

TGIF!
Have a great weekend & PM me with your hot stock tips! LOL

PS … I am not suggesting that you go into the stock market, none of this is investing advice, this post is purely for entertainment. I’m having fun with it, but I also have some investing experience to lean on. Always seek professional advice before making your investing decisions!

December Already!?!

Where’s the Cigarette!?!

How did that happen? December really just snuck up on me & I have no results to post this 1st day of the new month.

Only because it’s far too embarrassing on the dietary side of things, but …

I am a non-smoker for just over a month now!

Now nobody that knows me can believe this but … I have been so calm, so nice, so patient & kind, throughout this entire challenge!

I told you, didn’t I? Nobody believes that! πŸ€ͺπŸ™„πŸ˜

Ahead of the Christmas holidays, & before I’m out of the “I’m still quitting smoking” phase, I feel like having a few rants. Sometimes, you just want to whack things with a big mallet! Don’t you!?!

And let’s be real here, what are the chances of me getting refocused on weight-loss this close to Christmas! πŸ™„πŸ˜

Be Selfish … Shop Local!

Do you know how to shop your local businesses online?

We’re close to Christmas, in the middle of the pandemic, & it’s Black Friday shopping season. I had already bought all I could think of buying at my local stores so now, it’s time for a little online shopping. Woohoo!

I can’t deny it, I’m a fan of the big e-commerce sites. And I’m sure I’ll do some shopping with them too. However, do you see newly shuttered shops & “For Lease” signs in the local malls these days? Some lights are out & might not be coming back on. Those are our neighbours.

We can shop local for totally selfish reasons too. We’ll all want more choices in the post-pandemic world. If we don’t keep them in business, those choices disappear. Small business people are paying taxes too. And they buy other products that eventually circle back around to keeping those of us still in a job, in a job! So go ahead … be selfish & shop local! 😜

These days, many small business owners are trying to build an online presence. I’ve seen some interviewed on TV & most were able to get up & running, pretty quickly, with Shopify’s platform. That helps them get cheap shipping rates too. All necessary in the modern competitive landscape.

I assumed part of the benefit of using the Shopify platform is the sheer scale & size of that company. As a consumer, I figured it would be an easy online search to find all the local shops who were using Shopify.
Not so. I couldn’t find Shopify businesses & I couldn’t even find out how to find local Shopify sites to buy from. I was mystified. Small business owners need the benefits of Shopify’s size & power of aggregation. But where was that advantage? Surely there was a way to find which local businesses were offering their products through Shopify?

I went directly to Shopify’s site looking for the answer, but it wasn’t jumping off the page there either. I clicked on a support chat button. I’m not sure it was a support button for this kind of question but I got help from a great support person. (Thanks, Alycia!)

Of course, privacy rights prevent them from sharing who is using their platform (duh!) but, as it turns out, there’s an app for that! πŸ€ͺ😁
I’m not kidding, there is an app called “Shop”, by Shopify, that does connect us to local businesses, & more. I downloaded it & had a quick look to see if it could hone in on local businesses & yes, it can.
You can even … wait for it … SHOP with it! πŸ˜‚

I haven’t done any shopping yet, so this isn’t a review of the functionality of the app. I’m just sharing it, in case you might want to try it out, & support your local businesses too.
Or does everyone already know about this? And it’s just me that was in the dark!?!

I’m not in any way connected with Shopify, by the way, just sharing what I found out.

And did you know there are selfish reasons to add food to the food bank boxes at the supermarket exits too? I put a couple of bucks worth of non-perishable food in there & I felt like a million bucks. Where else can you get that kind of return!?! 😜

Take care out there all.

Shopify & Shop are registered Trade Marks of Shopify Inc.

Friday the 13th!

You can’t gain weight on lucky Friday the 13th! 😜

Totally screwed up the whole weight-loss thing in October, but I have an excuse. And it’s a good one!

I’m a non-smoker! πŸ˜‡

And I didn’t just stub out my last one this morning. Today, on this lucky Friday, the 13th, I’m two weeks smoke-free. Woohoo!

October was a crazy month in so many ways. I’ll have to share some of those stories later. But I couldn’t let the day pass without wishing you a happy & lucky Friday the 13th! πŸ€πŸ€ž

Stay safe out there.

Better than Average!?!

Silly things crack me up these days!

So it’s been a week now, since I started this stupid walking thing. That dumb app buzzes & flashes whenever I’m idle for too long. Ever the sucker for those bloody marketers, I bought a new fitness band too. It’s the same brand as my phone & the app, so they all hold secret meetings together, planning on how to get further into my head. And under my skin. They incessantly vibrate on my wrist, in my pocket, & in my ear. It’s orgasmically terrifying. I can’t enjoy a nice lounge on the couch anymore. It’s just brutal.

Then, when I go out for the damn walk, I’m surrounded by these silly little critters. The cavorting squirrels, the oh-so shaggin’ cute little chipmunks, quacking duckies, & soaring eagles. Or are they crows? I don’t feckin’ know, this whole nature thing is for the birds.

Then there’re all those people. All smiley & happy-like. Walking their dumb dogs. The dogs always want to be petted. I feel like I have to do it. Then they wag their tails off & grin at me, tongues flopping out of their mouths with joy. What’s wrong with those creatures!

Worst of all, you have to talk to all the people you meet. Why are they so happy? They’re out walking, for cryin’ out loud, what’s to be happy about!?!

Despite all these challenges, I’ve kept it up for the week. Mainly to keep the apps off my back. Talking about my back, I think I need to see a chiropractor. Maybe a chiropodist too. And I’m not sure if I need a replacement hip, or knee, maybe both. I’m almost wishing the aliens would abduct me & give me an otherworldly makeover.

According to the step-counting app, I’ve gone from the 82nd percentile, all the way up to the top 30% already. Proving, once again, that most people have way more sense than me. The “average” person is at the 41st percentile. Why not 50%? Or is that the median? I don’t know, but now that I’m above average, I never felt less like a winner. I’m a total bloody crock & I’m making absolutely no promises about keeping up this walking thing.

Do I need a walking stick? Hurrruuump! 😜😁